State Farm Motorcycle Insurance Review 2021 • Benzinga

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State Farm is a highly rated insurance company that offers its products, including motorcycle insurance, through its extensive network of agents. While some may benefit from the advice and assistance of an insurance agent, others may want to buy their motorcycle insurance quickly and hit the road. Learn more in this State Farm Insurance Review.

State Farm does not offer detailed information on its motorcycle policies. For detailed information on your coverage options, you will need to contact State Farm directly or a State Farm agent.

State Farm covers 2- and 3-wheel motorcycles. It also covers:

  • Mountain biking
  • Factory-built motorcycles
  • Scooters
  • Classic motorcycles
  • Mini bikes
  • Custom motorcycles
  • Track bikes

Based on the information available, State Farm offers:

  • Liability coverage – If you are found guilty of an accident, this part covers damage to the property of others, including cars and motorcycles. It also covers injuries to other parts. Note that it does not cover injuries sustained by you or the passengers. Liability coverage also does not cover damage to your bicycle.
  • Collision coverage – This coverage covers damage to your motorcycle if you are involved in a collision.
  • Full coverage – This part covers damage to your bicycle caused by situations other than collisions, including fire, vandalism and theft.
  • Coverage for uninsured / underinsured motorists – This coverage is useful if you are involved in an accident with an uninsured driver or a driver who does not have enough insurance.
  • Custom parts and equipment – State Farm can cover custom parts and equipment, including sidecars and protective gear. If you are interested in this coverage, be sure to mention it to your insurance agent, as it is not standard coverage.

State Farm also provides coverage for emergency road expenses and trip interruption expenses.

State Farm does not offer online quotes for motorcycle insurance. However, you can get a quote by phone at 844-242-1899. You can also use its Motorcycle Insurance Rating page to get an idea of ​​the impact your bike make and model will have on your premium. Unfortunately, it doesn’t give exact numbers on how much you’ll save (or how much you’ll pay on top of that) based on the type of bike you own. Your costs will also be influenced by where you live, your driving experience, your motorcycle experience, your driving record and the types of coverage you choose.

The Better Business Bureau has received over 1,200 complaints about State Farm over the past 3 years. If you need help with customer service, your agent should be your first point of contact. If you want to contact State Farm directly, you call 800-440-0998 for payment and 800-782-8332 for general inquiries.

State Farm’s mobile app has a rating of 4.8 / 5 on the Apple App Store and 4.7 / 5 on the Google Play Store. You can use the app to pay your motorcycle insurance bill, view your insurance documents, file claims, view the status of your claims, and get roadside assistance. You can also contact your agent through the app.

State Farm offers several options for filing an insurance claim. You can file a complaint with the mobile application. The advantage of using the mobile app is that you can easily upload photos and documents.

You can contact your agent, who can help you file a complaint and keep you informed of the status of your complaint.

You can also contact State Farm directly to file a claim by calling 800-732-5246 or using your State Farm account online.

State Farm also offers assistance in locating repair shops through its State Farm Select Service program.

Overall, State Farm offers a range of options for customer service and complaints. Its mobile app comes in handy when you’re on the road, and your agent can help you customize a font to meet your needs. If you want to buy a policy online or have a lot of information up front, State Farm may not be the best solution. If you prefer personalized service or want a business where you can have all of your policies in one place, State Farm might be a good choice.

State Farm Motorcycle Insurance vs. Competitors

State Farm offers similar coverage to most of its competitors. However, it doesn’t seem to offer as much discounts as other national insurance companies. It also lacks some of the features of its competitors, including the ability to get a quote online. It has a long, stable history, and its A ++ rating from AM Best sets it apart as well.

Frequently Asked Questions

Do I have to cancel my motorcycle policy in winter?

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Do I have to cancel my motorcycle policy in winter?

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Melinda Sineriz

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There is no real benefit to canceling your motorcycle insurance in winter. Your insurance company takes your place of residence into account when you purchase your policy, so months with minimal driving are already taken into account. Plus, a lot can happen to your bike even when it’s stored, including fire, theft, and vandalism. It is usually best to keep your blanket in place.

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Will State Farm Motorcycle Insurance cover my passenger’s medical expenses?

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Will State Farm Motorcycle Insurance cover my passenger’s medical expenses?

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Melinda Sineriz

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The extent of the policy depends on the type of coverage you have in place. Most states require either medical payment or injury protection coverage. Both cover your passengers’ medical bills. Some companies also offer guest passenger liability, which covers injured passengers. Coverage for uninsured motorists would also cover passenger medical bills. Your passenger’s medical bills are also covered if the other driver is at fault.

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Harley-Davidson Insurance Services provides services as a trusted motorcycle insurance agency that knows all about the rider lifestyle. The company backs its policies with industry-leading service, coverage and support. You’ll also get discounts on motorcycle insurance, experienced customer service, and claims assistance.


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